PFS was founded in 1977 with a single office in Kansas City, Missouri. During our more than 25-year history PFS has become the fourth largest premium finance company in the United States in premium dollars financed and PFS is number one in the number of accounts financed nationwide. PFS recognizes that the insurance industry is regional by nature so PFS has developed the branch office concept.

With over 20 full service branch offices and over 30 marketing representatives throughout the United States we have the unique ability to understand the individual needs of each agent, broker and insurance company. Unlike other large premium finance companies that discourage the financing of small premiums, PFS has no minimum premium requirements. Our size and financial strength also enables PFS to be extremely competitive with "Nationwide Expertise and Local Service".

The PFS website at www.premiumfinance.com allows for easy access to your client's account history and online quoting.

This puts you, the agent, in an enhanced competitive position by being able to offer you're insured's attractive loan rates, terms, flexible payment options and no pre-payment penalties all with an improved cash flow.

Our real strength is person to person. Every staff member at Premium Financing Specialists is a knowledgeable professional who is always prepared to answer your questions immediately and accurately. We understand your needs, your opportunities, your concerns and how they can change.

PFS will create flexible and innovative financing plans to meet your needs exactly.