Note: They will also write the trailer interchange coverage if requested.

SUBMISSION GUIDELINES

• Completed ACORD application including gross receipts, commodities hauled, etc. (a street address is required for the garaging address - a mailing address can also be shown)

• Vehicle schedule including VIN numbers

• Current MVR's for all drivers

• Three years hard copy loss runs

• Loss ratio (paid or reserved losses/earned premium) 30% or better past 3 years

• Current financials (income statement & balance sheet) for risks requiring filings and any New Ventures

• Premium rating sheet
  Target premium if a quotation is requested

COVERAGES
CARRIER FOR HIRE - CARGO COVERAGE FORM (MS 0039 0503)

Scheduled vehicle coverage. A Locked Vehicle Warranty and Fenced/Lighted/Controlled access Warranty for terminals will be part of the policy.

OPTIONAL EXTRA COST COVERAGES

TERMINAL COVERAGE (terminals must be fenced, lighted and controlled access)

MECHANICAL BREAKDOWN OF REFRIGERATION OR HEATING UNITS

REUSABLE CONTAINER LEGAL LIABILITY COVERAGE

We can also quote gross receipts reporting for fleets over 10 units as well as Property coverages, all Inland Marine and Ocean Marine Cargo coverages upon request.

COMMODITIES

UNACCEPTABLE:
Acids, Butane, Propane, Explosives, Red Label, Hazardous/Toxic Boats, Mobile Homes/Houses, Recreational vehicles, Amusement devices
Household goods
Cigarettes/other manufactured tobaccos, Guns/ammunitions
Drugs/Pharmaceuticals
Towing operations

SUBMIT - can be considered only on a submittal basis:
Auto Haulers, Heavy Haulers (oversize, overweight, lowboy or specialized trailers), Freight Forwarders, Alcohol (beer & wine excepted), Shell Fish

EQUIPMENT

Tractors/trucks are acceptable only if 20 years old or newer. Tractors/trucks over 20 years old are eligible with an acceptable 3^rd party vehicle inspection report and photographs to be included with the application.

NEW VENTURES

This program is intended for those trucking firms and owner/operators that have been engaged in the trucking business as an owner of equipment for the past 2 years. If the trucking prospect DOES NOT HAVE AT LEAST 2 YEARS AS AN OWNER, the application must show the prior trucking/driving experience of the owner/drivers. A 20% rate surcharge will apply to all New Ventures.

LIMITS AVAILABLE

• Up to $250,000 for any one vehicle or catastrophic limit

• Up to $500,000 for any one terminal (terminal coverage must be specifically noted with full street address on the application)
• Higher limits are available on a submit basis.

MINIMUM PREMIUMS

• $1500 Cargo only

• $2500 Cargo + any Inland Marine coverages
• $5000 Cargo + Property and Inland Marine coverages

STANDARD DEDUCTIBLES

• $1000 for all perils other than:

• $2500 for Mechanical Breakdown (reefer)
• $5000 for theft, burglary, robbery for Cargo limits up to $100,000
• $10,000 for theft, burglary, robbery for Cargo limits in excess of $100,000

OPTIONAL DEDUCTIBLES

• $2500 for all perils other than;

• $5000 for theft, burglary, robbery for Cargo limits up to $100,000
• $10,000 for theft, burglary, robbery for Cargo limits in excess of $100,000

Marketing
Lisa Wexler (800) 211-2860 x153
lwexler@wintergroupinc.com

Complete forms and fax to: (858)-444-3261*

*Once you have been assigned to an underwriter and been trained, please find your representative from the link below.

Find my Underwriter

Complete forms and fax to: (858)-444-3261

PHONE: (800) 211-2860

Richard Morales Ext 157
rmorales@wintergroupinc.com

*If the above fax number does not work, see Contacts page for an alternate fax number.

• Application and MVR's

• Acord 35

• Instructions for Acord 35

• TRIA Form

• Coverage Analyzer

What Products and Services are Available?

The Hartford Livestock Department offers:

• Equine Animal Mortality Coverage which provides term life insurance and emergency colic surgery expense coverage on horses. Other optional coverage, including major medical coverage, is also available.
• Animal Mortality Coverage which provides term life insurance on higher valued cattle, police or service dogs, swine, 4H/FFA animals, or more exotic species such as bison, elk, or llamas.
• Livestock Transit Coverage on a named or broad perils basis that covers loss to livestock or other additionally covered property while in transit.
• Feedlot, Pasture, and Dairy Coverage for livestock located at operations that breed or feed livestock for food production.
• Poultry Coverage for chickens or turkeys located at breeding, feeding, egg-laying, or hatchery operations.
• Swine Confinement Coverage for swine located at locations that breed or feed swine for food production.
• Ocean Marine Coverage that covers loss to livestock while in international transit.

Why The Hartford?
In one word - Specialists. The Hartford Livestock Department is staffed by underwriting and claims specialists whose only business is Livestock Insurance. Whether you need to cover a show horse, a highly valued service or police dog, or a load of cattle, you can count on our Livestock Team for expertise and creativity.